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Over one out of five homes have some kind of past-due medical debt. More debt collectors contact patients and their families regarding medical bills than any other kind of debt, and this frequently leads to bad information showing up on credit reports. Indeed, 43 million people's credit reports in 2021 had supposed unpaid medical expenses.
This product is intended to eliminate all settled medical bills, even those under a year old, off consumer credit records. Additionally, eliminate any medical collections that are less than $500. About half of those with medical debt on their reports are expected to have it deleted from their credit history as a result of this reform, which went into effect on April 11, 2023.
You might be able to take action to make sure that this information no longer impacts your credit, which could impact your ability to find work and housing, if you're among the millions of Americans who have past-due medical bills.
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Last updated: March 06, 2024
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