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● What it is: A defense manual for consumers being sued over debts.
● When to use: If a debt buyer, creditor, or collector has filed a lawsuit against you.
● How it helps: Explains defenses like lack of standing, statute of limitations, and improper evidence.
● Best For: Anyone being sued by a collector or creditor.
● Includes: Defense strategies + courtroom scripts.
● Outcome: Stop judgments, dismiss lawsuits, and defend yourself effectively.
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